103 E Elizabeth Street

Waterloo, NY
$ 99,900 Beds 4 Baths 1.5 Sq 1,775
Monthly Estimate* How much can I afford?

WELCOME HOME to this new and improved Waterloo gem! Whether you're native to the Finger Lakes area, or you're looking to get away from the hustle and bustle of city life, and want to put down roots in what feels like a little country town, you may have just found your new home! A few blocks south is the Cayuga-Seneca Canal, where you can bike, walk, or kayak! Or for something more low-key, you can leave your car in the driveway and walk to the diner or Waterloo Library. This home boasts of so MANY updates throughout, such as : BRAND NEW METAL ROOF 2024, FRESH PAINT, NEW VINYL FLOORING, PARTIALLY UPDATED PLUMBING, NEW VANITY'S AND FIXTURES, ALMOST ALL NEW VINYL WINDOWS THROUGHOUT, BEAUTIFUL CONCRETE DRIVEWAY, AND NEW EXTERIOR DOORS! The front sun room is so spectacular, with TONS of brand new windows and sunlight, you will look forward to spending time in there all year round!! There is a full, dry basement for all of your storage needs or ready to finish to your liking. It comes with an egress walk-out for your convenience and safety!! There are FOUR bedrooms upstairs ready to be occupied! Lastly, there is a Finger Lakes train that passes through the backyard, and its small town village feel is SO CHARMING. You don't want to miss out on this special home! DELAYED NEGOTIATIONS : MONDAY SEPTEMBER 28TH @10:00AM. OPEN HOUSE :SATURDAY SEPTEMBER 26TH @ 11:00-12:30PM

Active

  • Price
  • $ 99,900
  • City
  • Waterloo
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • SENECA
  • Half Bathrooms
  • 1
  • Area
  • Waterloo Village-Waterloo
  • Lot Size
  • 0.09 Acres
  • Zip
  • 13165
  • Sqr Footage
  • 1,775
  • Year Built
  • 1936
  • Taxes
  • $ 3594
  • Style
  • Colonial
  • MLS#
  • R1715375
Listed By: Marissa Kiriakidis with Empire Realty Group;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Gas,Radiators
Utilities SewerConnected,WaterConnected
Possession CloseOfEscrow
Appliances GasOven,GasRange,GasWaterHeater,Refrigerator
Garage Spaces 0.0
Architectural Style Colonial
Construction Materials VinylSiding
School District Waterloo
Year Built 1936
Stories Count 2
Township Waterloo-Village
Levels Two
Property Subtype SingleFamilyResidence
County Seneca
Property Type Residential
Subdivision Name Town/Waterloo
Garage Y/N No
Total Rooms 7
Full Baths 1
Status Active
City Waterloo
Senior Community Y/N No
High School District Waterloo
MLS Area Waterloo Village-Waterloo-453801
Lot Size Units Acres
Lot Size Square Feet 3920.0
Year Built Details Existing
Tax Annual Amount 3594.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Waterloo
Elementary School District Waterloo
Tax Assessed Value 71100
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 80

Interior Features

Interior Amenities DiningArea,Den,SeparateFormalDiningRoom,SeparateFormalLivingRoom,Storage,ConvertibleBedroom
Basement ExteriorEntry,Full,WalkUpAccess
Flooring Varies,Vinyl
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 4
Main Level Bathrooms 1
Total Baths 2

Exterior Features

Exterior Amenities ConcreteDriveway
Parking Features NoGarage
Lot Features IrregularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.09
Foundation Details Poured
Building Area Total 1775.0
Lot Dimensions 50X80
Lot Size Acres 0.09
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/21/2026 Listed $99,900

Property vs Zip Code Average in 13165

Price
AVG $170K
$100K
Taxes
AVG $4,064
$3,594
Year Built
AVG 1953
1936
Visits
AVG 32
1
Data Provided by Inside Real Estate®

Areas That We Cover

103 E Elizabeth Street Waterloo, NY is a Single Family Home for sale at $99900 with 1775 sqft and a lot size of 0.09 Acres Acre(s). 103 E Elizabeth Street Waterloo has 4 bedrooms, 1 baths and was built in 1936. The property's zip code is 13165 which is in Waterloo, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.